September is Life Insurance Awareness Month. It's the perfect time to review your current financial plan or take stock of your family's financial needs to make sure your loved ones have a secure financial future.

According to LIMRA International, one third of adults in the United States have no life insurance and those with coverage have far less than most experts recommend to ensure a secure financial future for their families. With very few Americans being able to self-insure the risk of a premature death through their own financial means, life insurance is a key component for individuals to take responsibility for the financial futures of their families.

The death of a wage-earner or caregiver without adequate life insurance coverage can leave family members facing very difficult financial consequences. Surviving family may have to borrow money from friends and family, work additional jobs or longer hours, or put plans on hold for a child's education.

Losing someone is always a struggle, but emotional struggles don't have to be compounded by financial difficulties. Life insurance offers peace of mind through financial protection for your family. It can help your family meet financial needs like funeral cost, daily living expenses and college funding.

With so many Americans in a financially vulnerable situation today, American Fidelity is dedicated to ending the unnecessary financial suffering that so often occurs when a loved one dies. If you have any doubts to how your family would manage financially without you, it's time to take charge of your situation. Contact your local AFA representative to learn about the many life insurance options American Fidelity has available to you.